Last Updated: September 14, 2026
Welcome to Chicago Insider, available at ChicagoInsider.com (the “Website”).
These Terms of Use (“Terms”) govern your access to and use of ChicagoInsider.com, including its articles, editorial content, features, services, newsletters, interactive features, and other materials.
By accessing or using the Website, you agree to these Terms. If you do not agree with these Terms, please discontinue use of the Website.
1. About Chicago Insider
Chicago Insider is a digital news and media publication covering Chicago, the United States, and significant developments around the world.
Our editorial coverage may include:
- Chicago News
- USA News
- World News
- Politics
- Business
- Technology
- Health
- Science
- Entertainment
- Music
- Movies
- TV
- Travel
- Lifestyle
- Other topics of interest to our readers
The Website may contain news reports, features, interviews, analysis, commentary, opinion, photographs, graphics, videos, links, and other editorial material.
Our coverage and categories may change over time as the Website develops.
2. Acceptance of These Terms
By accessing, browsing, or using ChicagoInsider.com, you acknowledge that you have read, understood, and agree to be bound by these Terms.
These Terms apply to all visitors and users of the Website.
Certain services or features may be subject to additional terms. Where additional terms apply, they may form part of your agreement with Chicago Insider.
3. Permitted Use
You may access and use ChicagoInsider.com for lawful personal, informational, educational, and non-commercial purposes, subject to these Terms.
You agree not to:
- Use the Website for unlawful purposes.
- Attempt to gain unauthorized access to the Website or its systems.
- Interfere with the Website’s operation, security, or availability.
- Introduce viruses, malware, malicious code, or other harmful material.
- Scrape, crawl, harvest, or systematically collect Website content without authorization.
- Use automated systems in a manner that places an unreasonable burden on our infrastructure.
- Reproduce or commercially exploit substantial portions of our content without permission.
- Impersonate Chicago Insider, its journalists, editors, employees, contributors, or representatives.
- Use the Website to distribute fraudulent, defamatory, threatening, abusive, or unlawful material.
- Circumvent security measures or access restrictions.
- Use Website content in a manner that creates a false or misleading association with Chicago Insider.
We reserve the right to restrict or terminate access where we reasonably believe that a user has violated these Terms or misused the Website.
4. Editorial Content
Chicago Insider publishes a combination of news reporting, features, interviews, analysis, commentary, opinion, and other editorial material.
The views expressed in opinion articles, columns, guest contributions, interviews, or commentary may belong to the individual author or contributor and do not necessarily represent the views of Chicago Insider, its owners, editors, or staff.
We strive to provide timely and useful information and to distinguish reporting from opinion and commentary where appropriate.
News and other information can change rapidly. We may update, correct, clarify, revise, or remove content when appropriate.
However, we do not guarantee that all information published on the Website will always be complete, accurate, current, or error-free.
5. No Professional Advice
The content published on ChicagoInsider.com is provided primarily for general informational and educational purposes.
Nothing published on the Website should be interpreted as:
- Financial advice
- Investment advice
- Legal advice
- Tax advice
- Medical advice
- Immigration advice
- Accounting advice
- Business advice
- Professional advice of any kind
Readers should consult an appropriately qualified professional before making decisions that require professional advice.
6. Financial and Investment Content
Chicago Insider may publish articles concerning businesses, companies, stocks, financial markets, investing, personal finance, cryptocurrency, banking, economic developments, or other financial subjects.
Such content is provided for general informational purposes.
Nothing published by Chicago Insider constitutes a recommendation to buy, sell, or hold any security, investment, financial product, or other asset.
Financial markets involve risk, and past performance does not guarantee future results.
Chicago Insider does not guarantee any particular investment return or financial outcome based on information published on the Website.
7. Health and Medical Content
Chicago Insider may publish articles concerning health, medicine, wellness, diseases, treatments, medical research, and related subjects.
Health-related content is provided for general informational purposes and is not a substitute for consultation with a qualified healthcare professional.
You should not rely on Website content to diagnose, treat, prevent, or manage a medical condition.
In an emergency or situation requiring immediate medical attention, contact an appropriate healthcare provider or emergency service.
8. Legal, Immigration, Tax, and Other Specialized Content
Chicago Insider may publish information relating to law, immigration, taxation, government policy, business regulations, education, and other specialized subjects.
Such information is general in nature.
Rules, regulations, policies, eligibility requirements, and other information may change after publication.
Readers should consult the relevant government authority or qualified professional for advice concerning their individual circumstances.
9. Accuracy and Completeness
We make reasonable efforts to provide useful and reliable editorial content.
However, Chicago Insider does not warrant or guarantee that:
- Information will always be accurate.
- Information will always be complete.
- Information will always be current.
- Articles will remain accurate after publication.
- Third-party information will be accurate.
- The Website will always be available.
- The Website will be uninterrupted or error-free.
- Technical problems will always be resolved immediately.
Readers should independently verify material information before relying upon it for significant financial, legal, medical, business, or other consequential decisions.
10. Intellectual Property
Unless otherwise indicated, original content published on ChicagoInsider.com is owned by or licensed to Chicago Insider and may be protected by applicable copyright, trademark, and other intellectual-property laws.
This may include:
- Articles
- Headlines
- Text
- Photographs
- Graphics
- Videos
- Illustrations
- Logos
- Branding
- Website design
- Page layouts
- Other original editorial materials
You may access and share links to publicly available Chicago Insider articles for lawful purposes.
You may quote limited portions of our content for legitimate purposes such as criticism, commentary, review, research, or reporting, provided that appropriate attribution is given and applicable law is respected.
You may not reproduce, republish, modify, distribute, sell, license, or commercially exploit substantial portions of Chicago Insider’s original content without prior written permission.
11. Linking to Chicago Insider
You may link to publicly accessible pages on ChicagoInsider.com provided that:
- The link is lawful.
- The link does not misrepresent your relationship with Chicago Insider.
- The link does not imply sponsorship or endorsement where none exists.
- The link does not appear within unlawful, defamatory, misleading, or abusive content.
We reserve the right to request removal of links that improperly use our brand or create a misleading association.
12. User-Submitted Content
Chicago Insider may allow users to submit:
- News tips
- Story ideas
- Photographs
- Documents
- Comments
- Opinions
- Letters
- Other editorial material
You remain responsible for any material you submit.
By submitting content, you represent that:
- You have the necessary rights and permissions to submit the material.
- Your submission does not knowingly violate another person’s rights.
- Your submission does not knowingly contain unlawful, fraudulent, or defamatory material.
- Your submission does not contain malicious software or harmful code.
- Your submission complies with applicable laws.
By submitting material, you grant Chicago Insider a non-exclusive, worldwide, royalty-free right to use, reproduce, edit, publish, distribute, display, archive, and otherwise use the material for editorial, promotional, or operational purposes, subject to applicable law.
We are not obligated to publish any submission.
We may edit, reject, decline, modify, or remove submissions at our discretion.
13. News Tips and Confidentiality
If you submit a news tip, document, photograph, or other information to Chicago Insider, please do not assume that the submission is confidential unless we have expressly agreed otherwise.
If confidentiality is important to you, please communicate your expectations to our editorial team before providing sensitive information.
You should consider carefully whether your submission contains personal, confidential, proprietary, or sensitive information about yourself or another person.
14. Comments and Community Features
If ChicagoInsider.com provides comments or other community features, users are expected to participate responsibly and respectfully.
You may not post content that is:
- Defamatory
- Threatening
- Harassing
- Abusive
- Fraudulent
- Obscene or unlawful
- Hateful
- Discriminatory
- Infringing of another person’s rights
- Intended to impersonate another person
- Spam or unsolicited advertising
- Malicious software or harmful code
Chicago Insider may moderate, edit, restrict, or remove user-generated content.
We may also suspend or terminate access to commenting or community features where appropriate.
15. Newsletter
Chicago Insider may offer newsletters or other email communications.
By subscribing, you agree to receive the communications you requested.
You may unsubscribe at any time using the unsubscribe mechanism included in the applicable email or by contacting us.
Newsletter availability, frequency, content, and format may change at any time.
Our Privacy Policy explains how information associated with newsletter subscriptions may be collected and used.
16. Advertising
ChicagoInsider.com may display advertisements, sponsored content, commercial announcements, or other promotional materials.
Advertising or sponsorship does not necessarily constitute an endorsement or recommendation by Chicago Insider.
Where appropriate, sponsored or promotional material may be identified through appropriate labeling.
Advertisers and sponsors are responsible for the claims, representations, products, and services contained in their advertising.
Chicago Insider reserves the right to reject, remove, modify, or decline advertisements at its discretion.
17. Affiliate Relationships
Chicago Insider may participate in affiliate programs or other commercial arrangements under which we may receive compensation when readers interact with certain links, products, or services.
Where applicable, affiliate relationships do not necessarily determine our editorial opinions or coverage.
Readers should independently evaluate products and services before making a purchase or other decision.
18. Third-Party Websites and Links
ChicagoInsider.com may contain links to third-party websites and services, including:
- Government websites
- News organizations
- Social-media platforms
- Advertisers
- Financial information providers
- Research organizations
- Technology services
- Travel services
- Other external resources
We do not control third-party websites and are not responsible for their content, accuracy, availability, security, privacy practices, products, services, or policies.
A link to a third-party website does not necessarily constitute an endorsement, sponsorship, or recommendation by Chicago Insider.
Your use of third-party websites is subject to their respective terms and policies.
19. Social Media and Embedded Content
ChicagoInsider.com may contain links, widgets, videos, social-media posts, advertisements, or other embedded content provided by third parties.
When you interact with such content, the relevant third party may collect information about your interaction.
Your interactions with third-party platforms are governed by their respective privacy policies and terms.
20. Website Availability
Chicago Insider may modify, suspend, discontinue, or restrict any portion of the Website at any time.
We may perform maintenance, redesigns, updates, security improvements, or other changes that temporarily affect Website availability.
We do not guarantee that ChicagoInsider.com will always be available, uninterrupted, secure, or free from technical problems.
21. Privacy
Your use of ChicagoInsider.com is also subject to our Privacy Policy.
Our Privacy Policy explains how we may collect, use, disclose, retain, and protect personal information.
The Privacy Policy forms part of these Terms by reference.
22. Limitation of Liability
To the fullest extent permitted by applicable law, Chicago Insider and its owners, operators, employees, editors, journalists, contributors, contractors, affiliates, and service providers will not be liable for losses or damages arising from or relating to:
- Your use of the Website.
- Your inability to use the Website.
- Reliance on information published on the Website.
- Errors, omissions, or inaccuracies in Website content.
- Outdated information.
- Financial or investment decisions.
- Health-related decisions.
- Legal or immigration decisions.
- Third-party websites or services.
- Website interruptions.
- Technical failures.
- Security incidents.
- User-submitted content.
- Unauthorized access to information transmitted through the Website.
Nothing in these Terms is intended to exclude or limit liability that cannot legally be excluded or limited under applicable law.
23. Indemnification
To the extent permitted by applicable law, you agree to defend, indemnify, and hold harmless Chicago Insider, its owners, operators, employees, editors, journalists, contributors, contractors, affiliates, and service providers from claims, liabilities, damages, losses, costs, and expenses arising from or relating to:
- Your violation of these Terms.
- Your misuse of the Website.
- Your violation of applicable law.
- Your infringement of another person’s rights.
- Content you submit to the Website.
24. Changes to the Website
Chicago Insider may change, update, suspend, discontinue, or remove any part of the Website at any time.
We may add or remove features, categories, articles, services, or other Website content without prior notice.
We are not obligated to maintain any particular Website feature or article indefinitely.
25. Changes to These Terms
We may update these Terms periodically to reflect changes in:
- Our Website
- Our services
- Our editorial practices
- Our business practices
- Technology
- Applicable laws
- Third-party services
When we make changes, we will update the “Last Updated” date at the top of this page.
Your continued use of ChicagoInsider.com after revised Terms are posted constitutes acceptance of the updated Terms to the extent permitted by applicable law.
26. Governing Law
These Terms shall be governed by and interpreted in accordance with the laws applicable to the legal entity operating ChicagoInsider.com and the jurisdiction in which that entity is established, subject to applicable law.
Any dispute arising from or relating to these Terms or your use of ChicagoInsider.com shall be subject to the jurisdiction of the courts having appropriate jurisdiction, subject to applicable law.
Important: The actual legal entity and jurisdiction should be inserted here before publication. I would not automatically state “State of Illinois” unless the entity operating the website is actually subject to that jurisdiction, and that is the intended governing-law provision.
27. Severability
If any provision of these Terms is determined to be invalid, unlawful, or unenforceable, that provision shall be interpreted or limited to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.
28. Entire Agreement
These Terms, together with our Privacy Policy, Disclaimer, Editorial Policy, Corrections Policy, and any other policies expressly incorporated into these Terms, constitute the terms governing your use of ChicagoInsider.com.
Additional terms may apply to specific services, promotions, contests, or features.
29. Contact Us
If you have questions about these Terms or the operation of ChicagoInsider.com, please contact us:
Chicago Insider
Website: ChicagoInsider.com
Email:
Mailing Address: 1941 Northwest Boulevard, Washington, Washington DC, 20005
Contact: 202-220-8754